Amazon Deals

Wednesday, May 20, 2015

R&G HP 96A Compatible Toner Cartridge

Price – Rs. 5000/-

Sunday, January 6, 2013

Apple- the world's most valuable company

I want to wish all you out there a Happy New Year. I hope 2013 brings you peace and prosperity. There is a reason why I based my first post on Apple. I know it really belongs on my other blog, but it brought me such good gains in 2012 when I started investing in it in January 2012 that I have made it my good luck charm going into the New Year. Yeah! I am a little superstitious.
Working on my brand new iPad 4!
As you can see, I love Apple products and Apple stock of course, but the two shouldn't necessarily go together. Always have a stock trader hat and a lover of products hat when looking at something as hyped up by Wall Street as Apple.
I am not going to jump into some hardcore fundamental analysis here, but simply lay the foundation for a more detailed stock analysis of the world's most valuable company. 

On Apple versus Google
There is a war going on in Silicon Valley and this was excellently characterized in Steve Jobs speech where he was mad at Google. But I am sorry to say that I find Google to be a more valuable company for investors. 
Apple's problems lies in its short product life cycle and escalating R&D costs. Whereas, Google has the edge in the mobile industry with it being the market share leader, although Apple is the profit leader (that's what counts for stock investors, anyway). Nonetheless, Google is the cornerstone of the Internet that is going to translate to a lot more dollars for the Search giant.

I have big plans for 2013 after 2012 was my best year yet! There's going to be a lot of changes around here and I've been working on how to make my blog truly world class. For a moment, I suppose you thought I was going to do a Thelma & Louise. Nah! Good things take time.

Wednesday, December 5, 2012

I have been getting more awesome!

I know. I know it's been awhile. I promised big things and fail to deliver many of you might think. The truth is that I underestimated a lot of the work that would be needed to get something like this up and running and giving me a good ROI.

Alright guys, I'll admit a few things here. I was a bit lazy, but it was mostly because a lot of the work at my real job (the one that has seen me get a pay raise recently) has been time-consuming. Moreover, I was in a situation where I was really confused about whether I should continue blogging or not. As you can see I have decided to go ahead and keep giving you information that you will come away feeling like you made some money just reading (or in most cases glancing) through it.

How have I been adding value to my life?

I have realized the importance of programming especially for something like what I have gotten myself into. In order to be a good programmer or to call yourself a 'sophisticated' programmer, you would need to know at least two languages. I have narrowed it  down to Java and C(C++). These are practical choices from my vantage point. Any good book on C++ (I recommend this one) will cover generic programming and object oriented programming. It will teach you how to program.

That is all you need really. You need to be able to program and demonstrate to employers and other business owners that you will be able to get the job done; i.e. programming. When you have shown a high skill level in languages such as Java and C++, it will ensure that your potential employers know that you have the programming skill and learning another language will be a breeze.

Trading this week

Tech stocks which are my favorite sector have been doing pretty well recently. I thought of putting my money on stocks like Ebay (the fundamentals look good) and Amazon (not so good fundamentals here, but definitely on an up trend). Given the holidays are here, what do you think about my choices of Mastercard, Visa and PayPal to name a few?


I thought I'll share a few treats here. This was me writing up this post at work (during a short break of course).
This is going on YouTube for sure!!
Let me a put a pic here to for good measure. Haha!
And what about that election. Will let you know my thoughts in due course. Until next time...

Tuesday, January 31, 2012

What have I been doing lately

I had 75 views last month and I am just getting started. I didn’t really work that much to promote this blog and want to really get into doing that. I actually started doing this for fun and to write about stuff that I enjoyed. Just a way to relax and keep abreast of some of the topics that I was dealing with on a day-to-day basis.
As you guys already know, I am a big football fan and I am looking forward to the New York Giants – New England Patriots match-up. Also, Tom Brady is my favorite quarterback and it will be exciting watch the Pats take on the Giants, but I am still pretty undecided about who I am rooting for.

Photo courtesy of Big Blue View.

I really like the Giants and their explosive receivers in Hakeem Nicks, Mario Manningham and Victor Cruz so I think I might be inclined to go with them. I do have a funny story to share with you today. My roommate really doesn’t watch football and she prefers to relax and watch a movie instead. There is only one TV in the house and I was thinking of telling her either today or tomorrow that I intend to watch the Super Bowl on that TV. Before I could get to telling her, she knocked on my room door and was telling me that she was planning to cook some roast and mash potatoes for us to share during the game.
Ahh! What a weekend to look forward to!!

Thursday, November 17, 2011

Experimenting with new ways to make money!!

Outside a broad downright rots the laughing luxury.

That's just a random quote that you don't have to worry about right now. I really am looking at businesses that are over-head free that will generate some passive income for me. If you guys have any suggestions, please do let me know..

Hey guys! sorry I haven't posted anything up lately. Been really busy with work and doing a lot of networking. I thought you'd like to see a sample of the creative ways I've come up with to land a dream job so I started off this post with a video of me on YouTube. And guess what I am going to go ahead and try to make money off YouTube. I am always in it for the money. It's why I created this blog in the first place. There is no overhead involved at all and moreover I could rant and rave about stuff that I am passionate about.
But getting back to networking which I started this post off with, I wanted to share some tips and also hopefully give you some insights about what I have been learning from really networking like a ninja.  
So basically I continue to network regardless of the fact that I have a job because I am looking at meeting potential business partners and actually meeting new friends. More than just the whole idea of getting access to different people by expanding your social circle, I for one enjoy the whole idea of talking to different people. It is really enjoyable!
As for the tips, I have actually been mastering the principles in Dale Carnegie's perennial classic "How to Win Friends and Influence People". I think that book really is for real and is totally what you need for your mind and in adapting your mental approach to be a winner no matter what.
By the way, I realized this summer after reading Ramit Sethi's blog and watching him on the TV shows on ABC, CBS, etc that perfection is seriously for losers. If you mess up, don't worry about it. You gotta go about it like a jock. So anyway these are some of the tips:

  • Arouse enthusiasm among the people you talk to. This is done by finding out about who they are what they are PASSIONATE about. Read up on these topics even if you absolutely hate it so as to win their favor. This will go a long way into getting them to like you which is really what you need at the end of the day. 

  • Become a better conversationalist by actually keeping quiet and listening in earnest. 

  • Find an excuse to keep in touch with someone from time to time. I think the best would be once a month but this really depends. I have a professor that I keep in touch with once in three months. At the same time, the supervisor of my previous job and I communicate very frequently and even do it two to three times a week. 

  • One thing to really keep in mind is to maintain a win-win situation at all times. People are more bothered about a toothache they have than an earthquake that might have killed a thousand people. Basically, remember that a person's wants and concerns trump any of your own wants and concerns. 
So I promise you that I will post more often from now on. By the way check out my blog on investment banking

Wednesday, October 12, 2011

Russia initiated its transition path with shock therapy, as did Poland, which has produced the most successful of the Soviet bloc economic transitions. However, Russia’s initial economic conditions and implementation of reforms were very different from Poland’s. In Russia, the necessity of shock therapy came from the pressing need to overturn economic collapse by bringing in market forces and to strengthen the political power of then President Yeltsin.[1]
China's transformation was gradual. In 1978, the Chinese Communist Party leadership committed the nation to gradualist market-oriented reforms. There was an opening up of the economy to the outside world.[2]
In 1989, the first post-Communist Polish government undertook an economic transition rapidly through big bang or shock therapy policy. Known as the Balcerowicz Plan, after then Finance Minister Leszek Balcerowicz, Poland’s market transition was implemented in January 1990.[3]
During the 1992–1994 period of price liberalization, mass privatization, foreign trade liberalization, and the introduction of full convertibility of the ruble, Russia abolished the last vestiges of a planned economy.[4] In early 1992, small shops and restaurants privatized. There were two tracks: one for the insiders, one for the public at large. Each citizen was then issued a voucher worth his or her proportional share. Voucher program was announced on August 18, 1992 and 10,000 ruble vouchers, approximately $25 issued. Hundreds of voucher funds, essentially Ponzi pyramids, were created by 1994; half of them collapsed. 25 million shares lost through voucher funds. 37 million sold for cash and exchanged for food, etc.[5]
The State retained full ownership of some enterprises like electricity and owned large shares of others. Large shares did not mean a significant role in management. In addition to dramatic privatization schemes, Yeltsin rid the country of the Communist Party’s rule, the step that Gorbachev shied away from, and finished off the remnants of the command economic system.[6] In terms of international trade, there were market-determined consumer price restrictions on imports and currency conversion. In 1990, an outline of a strategy of step-by-step movement to market was made out in the G7 summit.[7]
On the other hand, the Polish plan called for instantaneous decontrol of most prices, devaluation and then pegging of the Polish currency (zloty) to the U.S. dollar, elimination of all foreign exchange controls and legalization of all types of private enterprise. The plan also called for privatization of State Owned Enterprises, but privatization was not entirely put into operation because a political backlash surfaced that slowed the program down.[8]
With the move to free markets after 1989, privatization of state farms followed and was almost complete by 1994, with leasing as the main method but with restrictions on foreign purchases of real estate still in place.[9] There was an increase in exports to the EU, led by manufactured goods such as chemicals, steel, and transportation equipment, which continued into 1991. There was also resistance to privatization due to fear of unemployment and a fear of foreign buyers, especially Germans, gaining control of the holding companies and thus of the assets of the economy as a whole at low prices. Polish privatization has by and large been reasonably gradual and varied. After the early drastic change and shock therapy, Poland has become the model of evolutionary gradualism in privatization.[10] [11]
The Chinese gradual transition started with the agricultural reforms introduced in 1978 which included the acknowledgement of property rights and of production teams’ adherence to the principle of “to each according to his work”. There was then a restoration of the right to private plots and respect for household boundaries. Furthermore, allowance of free-market rural bazaars followed and there were more state purchases of agricultural products together with price increases for these goods.[12]
In 1999 the private sector was recognized as legitimate in the constitution, and in 2000 an agreement was reached for China to join the World Trade Organization, which it did in 2001.[13]
With Dengist marketization came greater income inequality, but there were some countertrends. The overall Gini coefficient for urban income in 1981 was a highly egalitarian 0.16.  This inequality decreased during 1979–1984 when rural incomes rose sharply.[14] The striking development of the 1990s in China was that income inequality increased rapidly. In urban areas, the Gini coefficient rose from 0.23 in 1988 to 0.28 in 1995. Whereas, in rural areas it rose from 0.301 in 1988 to 0.340 in 1995, and overall nationally it rose from 0.338 in 1988 to 0.429 in 1995.[15]
Unemployment rates were low in China, although it has substantial disguised unemployment. Economic growth focused on local government-owned Township and Village Enterprises and on coastal Special Economic Zones where direct foreign investment was encouraged through loosened rules.[16] From 1980-1990, GDP growth was 10.1 percent and from 1990-1998 it increased to 11.1 percent. From 1980-1990, inflation was 10.1 percent and then it fell to 8.60 percent from 1990-2000.[17] [18]
For Russia, 10 years of negative economic growth resulted in the halving of GDP. At the same time, inequality doubled as measured by the gini coefficient. Severe economic instability and hyperinflation triggered massive capital flight, which ranged from $10 to $40 billion in 1992, according to various estimates, reached $80 billion by 1998, and continued at the rate of $20 billion per year through 2001. Shock therapy failed to produce viable entrepreneurs and was pronounced to be harmful because of the spiraling inflation.[19]
In 1993, China had the world’s highest economic growth rate and Poland had Europe’s highest. Taking all factors into consideration, Poland has been one of the most successful of the transition economies.
Poland’s transition experience demonstrates both the peril and the promise of a shock therapy approach. Output fell sharply and a considerable increase in unemployment followed, leveling off in late 1993 at around 16 percent. Furthermore, a rapid rise in price levels due to triple-digit inflation took place. Then it was down to about 1 percent by the early 2003. The Gini coefficient rose from .28 in 1989 to .34 in 1998.[20]
Unemployment continues to be a predicament, having crept back up above 10 percent after temporarily falling below that level in 1998.[21]
In 1993, Poland had the highest economic growth rate in all of Europe at around 4 percent. This occurred in the mid to late 1990s with even higher growth rates. However, Poland’s growth started from a very low base after the economy’s preliminary decline. It also slowed considerably after 2000 and it was a little less than 1 percent at the beginning of 2003. Poland’s growth in the 1990s was led by strong export performance because of complete currency convertibility at a credible rate. The majority of the growth happened in a speedily growing private sector based on native Polish entrepreneurship, in spite of the slowness of privatizing existing State Owned Enterprises.[22]

[1] The Economist, “Russia, the Sixth Wave” (December 5, 1992).
[2] Selden, The Political Economy of Chinese Development, p. 157. See also Kai-yuen Tsui, “Decomposition of China’s Regional Inequalities,” Journal of Comparative Economics 17 (1993): 600–627.
[3] Leszek Balcerowicz, Reforma Gospodardarcza. Propzycje, tendencie, kierunki dyskusji (Government Reforms:
Proposals, Tendencies, and Brief Discussion) (Warsaw: PWE, 1981), pp. 279–373.
[4] World Bank, From Plan to Market, pp. 36–37.
[5] M. Boycko,A. Shleifer, and R.Vishny, Privatizing Russia (Cambridge, Mass.: MITPress, 1995), pp. 86–87.
[6] Berkowitz, Daniel, and David N. De Jong. “Policy Reform and Growth in Post-Soviet Russia.” European
Economic Review 47 (2003): 337–352.
[7] Natalia Tabatchnaia-Tamirisa, “Trade Liberalization and Industry Protection in Russia during 1992–1995,”
Hitotsubashi Journal of Economics 38 (1997): 84. See also Simeon Djankov and Caroline Freund. “New Borders:
Evidence from the Former Soviet Union.” Weltwirtschaftiches Archiv 138 (2002): 493–508.
[8] Mark E. Schaffer, “The Polish State-Owned Enterprise Sector and the Recession in 1990,” Comparative
Economic Studies 34 (1992): 58–87.
[9] Ben Slay, “The Polish Economic Transition: Outcome and Lessons,” Communist and Post-Communist Studies
33 (2000): 65; OECD Economic Surveys: Poland, January 2000 (Paris: Organization for Economic Cooperation
and Development, 2000), pp. 50, 176; Darla Munroe, “Economic Efficiency in Polish Peasant Farming,”
Regional Studies 35 (2001): 461–480.
[10] Grzegorz Kolodko and D. Mario Nuti, “The Polish Alternative: Old Myths, Hard Facts and New Strategies
in the Successful Transformation of the Polish Economy,” Research for Action 33 (Helsinki: UNU/WIDER,
[11] Christine A. Bogdanowicz-
Bindert and Jan Czekaj, “Poland: A Privatisation Model That Works,” in S. Faulkner, J. McLoughin, and
S. Owsiak, eds., Polish Transition Ten Years On—Processes and Perspectives (Aldershot, U.K.: Ashgate, 1999),
pp. 78–118.
[12] Cao, Yuan Zheng, Gang Fen, and Wing Thye Woo. “Chinese Economic Reforms: Past Successes and Future
Challenges.” InWing ThyeWoo, Stephen Parker, and Jeffrey D. Sachs, eds., Economies in Transition: Comparing
Asia and Europe. Cambridge, Mass.: MIT Press, 1999: pp. 19–39.
[13] Naughton, Barry. “China’s Emergence and Prospects as a Trading Nation.” Brookings Papers on Economic
Activity (2) (1996): 273–344.
[14] Aizur Rahman Khan and Carl Riskin, Inequality and Poverty in China in the Age of Globalization [New York: Oxford University Press, 2001], p. 48). See also Long Gen Ying, “China’s Changing Regional Disparities during the Reform period,” Economic Geography 75 (1999): 59–70.
[15] Zhao Renwei, “Increasing Income Inequality and its Causes in China,” The Chinese Economy 33(4) (2000): 11.
Per capita GDP levels in 1966 are in U.S. dollars from Alvin Rabushka, The New China: Comparative
Economic Development in Mainland China, Taiwan, and Hong Kong (Boulder, Colo.: Westview Press, 1987),pp. 206, 217, and 226.
[16]  (Shujie Yao, “Economic Development and Poverty Reduction in China over 20 Years of Reform,” Economic Development and Cultural Change 48 [2000]: 451).
[17] GDP growth rates and CPI inflation rates for 1970–1980 and 1980–1990 are from Asian
Development Bank, Asian Development Outlook (Hong Kong: Oxford University Press, 1992), pp. 288 and 296.
GDP growth rates for 1990–1998 are from John Wong and Lee Ding, China’s Economy into the New Century:
Structural Issues and Problems (Singapore: World Scientific, 2002), p. 275.
[18] Inflation rates for 1990–2000 are
from The U.N. Human Development Report, 2002 (New York: Oxford University Press, 2002), pp. 190–191
[19] Evgeny Gavrilenkov, “Permanent Crisis in Russia: Selected Problems of Macroeconomic Performance,”
Hitotsubashi Journal of Economics 40 (1999): 53.
[20] OECD Economic Surveys: Poland [Paris: Organization for Economic Cooperation and Development,
1992], p. 86. Also, see Mark E. Schaffer, “The Polish State-Owned Enterprise Sector and the Recession in 1990,” Comparative
Economic Studies 34 (1992): 58–87.
[21]for unemployment in Poland for 1997–1999 from OECD Economic Surveys: Poland January 2000 (Paris: Organization for Economic Cooperation and Development, 2000), p. 31
[22] Marie Lavigne, The Economics of Transition:
From Socialist Economy to Market Economy, 2nd ed. (NewYork: St. Martin’s Press, 1999), pp. 284–286; for output
and inflation in all countries for 1997–1999 from World Economic Outlook 2000: Focus on Transition Economies
(Washington, D.C.: International Monetary Fund, 2000), pp. 203, 215.